/* ScoreRatgeber · Handbuch mit Registern */

@font-face { font-family: "Bricolage"; font-weight: 500; font-display: swap; src: url(../fonts/bricolage-grotesque-latin-500-normal.woff2) format("woff2"); }
@font-face { font-family: "Bricolage"; font-weight: 700; font-display: swap; src: url(../fonts/bricolage-grotesque-latin-700-normal.woff2) format("woff2"); }
@font-face { font-family: "Public Sans"; font-weight: 400; font-display: swap; src: url(../fonts/public-sans-latin-400-normal.woff2) format("woff2"); }
@font-face { font-family: "Public Sans"; font-weight: 400; font-style: italic; font-display: swap; src: url(../fonts/public-sans-latin-400-italic.woff2) format("woff2"); }
@font-face { font-family: "Public Sans"; font-weight: 600; font-display: swap; src: url(../fonts/public-sans-latin-600-normal.woff2) format("woff2"); }
@font-face { font-family: "Public Sans"; font-weight: 700; font-display: swap; src: url(../fonts/public-sans-latin-700-normal.woff2) format("woff2"); }

:root {
  --nacht: #12305A;
  --nacht-2: #1F4677;
  --tinte: #0E1A2B;
  --grau: #4E5B6E;
  --linie: #D8DEE7;
  --papier: #F5F7FA;
  --weiss: #FFFFFF;
  --zart: #EAF0F7;
  --gelb: #FFD447;
  --marker: #FFE58A;
  --gut: #1E7346;
  --gut-hell: #E6F3EB;
  --schlecht: #B3261E;
  --schlecht-hell: #FBEAE8;
  --gut-zart: #EAF4EE;      /* Vorteile im Kontofinder, Quiz-Erklärung richtig */
  --schlecht-zart: #FAEEEC; /* Nachteile im Kontofinder, Quiz-Erklärung falsch */

  /* Text auf dunklen Flächen */
  --auf-nacht: #E6ECF5;
  --auf-tinte: #C8D2E0;
  --schatten-zeichen: rgba(18, 48, 90, .15);
  --schatten-buchruecken: rgba(0, 0, 0, .18);
  --rand-foto: rgba(255, 255, 255, .85);

  /* Score-Stufen (nur Einstufungstabelle) */
  --stufe-1: #1E7346; --stufe-1-bg: #DDEFE4;
  --stufe-2: #5FA67C; --stufe-2-bg: #EDF7F0;
  --stufe-3: #C9A43B; --stufe-3-bg: #FBF6E4;
  --stufe-4: #D9824A; --stufe-4-bg: #FCEDE2;
  --stufe-5: #B3261E; --stufe-5-bg: #FBE4E2;

  --f-kopf: "Bricolage", "Arial Narrow", system-ui, sans-serif;
  --f-text: "Public Sans", system-ui, -apple-system, "Segoe UI", sans-serif;

  --t-h1: clamp(2rem, 1.4rem + 2.6vw, 2.9rem);
  --t-h1-start: clamp(2.1rem, 1.4rem + 3.2vw, 3.6rem);
  --t-h2: clamp(1.45rem, 1.2rem + 1vw, 1.85rem);
  --t-lead: clamp(1.08rem, 1rem + .35vw, 1.22rem);

  --rand: 16px;
  --blatt-pad: clamp(20px, 4vw, 56px);
  --hero-pad-oben: clamp(32px, 5vw, 64px);
  --hero-pad-unten: clamp(40px, 5vw, 72px);
  --band-pad: clamp(48px, 7vw, 96px);
  --zeichen-hoehe: 104px;
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-padding-top: 88px; scrollbar-gutter: stable; }
/* Sprünge im Inhaltsverzeichnis und Sprunglinks gleiten statt zu springen – nur ohne Wunsch nach reduzierter Bewegung. */
@media (prefers-reduced-motion: no-preference) { html { scroll-behavior: smooth; } }
body { min-height: 100vh; display: flex; flex-direction: column; margin: 0; background: var(--papier); color: var(--tinte); font: 400 1.0625rem/1.65 var(--f-text); }
img, svg { max-width: 100%; }
a { color: var(--nacht); text-decoration-thickness: 1px; text-underline-offset: 3px; }
a:hover { text-decoration-thickness: 2px; }
:focus-visible { outline: 3px solid var(--nacht); outline-offset: 3px; border-radius: 3px; }
.skip { position: absolute; left: -999px; top: 8px; background: var(--weiss); padding: 8px 12px; z-index: 50; }
.skip:focus { left: 8px; }
main:focus { outline: none; } /* Sprungziel des Skip-Links */

h1, h2, h3 { font-family: var(--f-kopf); font-weight: 700; color: var(--nacht); line-height: 1.15; letter-spacing: -.01em; text-wrap: balance; }
.h1-mark { background: linear-gradient(transparent 56%, var(--marker) 56%, var(--marker) 92%, transparent 92%); color: inherit; padding: 0 .08em; -webkit-box-decoration-break: clone; box-decoration-break: clone; }

/* Kopf */
.kopf { position: sticky; top: 0; z-index: 20; background: var(--weiss); border-bottom: 1px solid var(--linie); }
.kopf-in { max-width: 1200px; margin: 0 auto; padding: 12px var(--rand); display: flex; align-items: center; gap: 24px; }
.marke svg { display: block; height: 34px; width: auto; }
.hauptnav { margin-left: auto; display: flex; gap: 28px; }
.hauptnav a { text-decoration: none; font-weight: 600; font-size: 1rem; color: var(--tinte); padding: 8px 0; border-bottom: 3px solid transparent; }
.hauptnav a:hover { border-bottom-color: var(--linie); }
.hauptnav a[aria-current] { color: var(--nacht); border-bottom-color: var(--nacht); }

/* Registerreiter am rechten Rand */
.register-oben { display: none; }
.register-blatt { position: absolute; left: 100%; top: 110px; display: flex; flex-direction: column; gap: 6px; }
.reiter { display: block; text-decoration: none; background: var(--zart); color: var(--nacht); border: 1px solid var(--linie); border-left: 0; border-radius: 0 8px 8px 0; padding: 16px 9px; transition: transform .15s ease, background .15s ease; }
.reiter span { writing-mode: vertical-rl; font: 700 .86rem/1 var(--f-text); white-space: nowrap; }
.reiter:hover { background: var(--weiss); transform: translateX(4px); box-shadow: -5px 0 0 var(--weiss); }
.reiter.an { background: var(--gelb); border-color: var(--gelb); color: var(--tinte); padding: 22px 13px; }

/* Blatt (Artikelseiten) */
.blatt-rahmen { max-width: 1060px; margin: 0 auto; padding: 40px var(--rand) 72px; }
.hub { min-height: 640px; }
body > main { flex: 1 0 auto; width: 100%; }
main.blatt-rahmen { display: flex; flex-direction: column; }
main.blatt-rahmen > .blatt { flex: 1 0 auto; }
.menue-knopf { display: none; }
.mobilmenue { display: none; }
.blatt { position: relative; background: var(--weiss); border: 1px solid var(--linie); border-radius: 6px; padding: var(--blatt-pad); padding-top: calc(var(--blatt-pad) + 20px); }
.lesezeichen { position: absolute; top: -12px; right: clamp(20px, 5vw, 56px); }
.lesezeichen svg { height: var(--zeichen-hoehe); width: auto; display: block; filter: drop-shadow(0 2px 0 var(--schatten-zeichen)); }
@media (prefers-reduced-motion: no-preference) {
  .lesezeichen { animation: einhaengen .7s cubic-bezier(.2, .8, .2, 1) .15s both; }
  @keyframes einhaengen { from { transform: translateY(-110%); } to { transform: translateY(0); } }
}

.kapitel { margin: 0 0 12px; font-size: .95rem; color: var(--grau); }
.kapitel a { color: var(--grau); text-decoration: none; }
.kapitel a:hover { text-decoration: underline; }
.artikel-kopf h1 { font-size: var(--t-h1); margin: 0 0 14px; max-width: 30ch; padding-right: 100px; }
.meta { display: flex; flex-wrap: wrap; gap: 4px 20px; margin: 0 0 18px; font-size: .95rem; color: var(--grau); }
.meta a { color: var(--grau); }
.lead { font-size: var(--t-lead); line-height: 1.6; max-width: 60ch; margin: 0 0 28px; }

.einstieg { display: flow-root; margin-bottom: 12px; }
.kurz { position: relative; background: var(--weiss); border: 1px solid var(--linie); border-top: 3px solid var(--nacht); border-radius: 0 6px 6px 6px; padding: 6px 24px 6px; margin-top: 32px; box-shadow: 6px 6px 0 var(--zart); }
.kurz .kurz-titel { position: absolute; bottom: 100%; left: -1px; margin: 0; background: var(--nacht); color: var(--weiss); font-size: .98rem; padding: 5px 14px 4px; border-radius: 8px 8px 0 0; }
.kurz-titel, .toc-titel { font: 700 1.1rem var(--f-kopf); color: var(--nacht); margin: 0 0 8px; }
.kurz ul { list-style: none; margin: 0; padding: 0; }
.kurz li { position: relative; margin: 0; padding: 11px 0 11px 28px; border-top: 1px solid var(--linie); line-height: 1.5; }
.kurz li:first-child { border-top: 0; }
.kurz strong { font-weight: 700; color: var(--nacht); }
.kurz li::before { content: ""; position: absolute; left: 2px; top: calc(11px + .75em - 5px); width: 11px; height: 11px; border-radius: 3px; background: var(--gelb); box-shadow: inset 0 0 0 1.5px var(--nacht); }
.toc { border: 1px solid var(--linie); border-radius: 6px; padding: 18px 22px 14px; }
.toc ol { margin: 0; padding-left: 1.3em; font-size: .97rem; }
.toc li { margin-bottom: 5px; }
.toc li::marker { color: var(--grau); }

/* Lesebereich: Text links, Inhaltsverzeichnis rechts mitlaufend */
.lese.mit-toc .toc-spalte { margin: 30px 0 8px; max-width: 640px; }
@media (max-width: 999px) {
  .lese.mit-toc { display: flex; flex-direction: column; }
  .lese.mit-toc .lese-haupt { display: contents; }
  .lese.mit-toc .einstieg { order: 1; }
  .lese.mit-toc .toc-spalte { order: 2; }
  .lese.mit-toc .text { order: 3; }
}
@media (min-width: 1000px) {
  .lese.mit-toc { display: grid; grid-template-columns: minmax(0, 1fr) 232px; gap: 0 48px; }
  .lese.mit-toc .lese-haupt { grid-column: 1; grid-row: 1; min-width: 0; }
  .lese.mit-toc .toc-spalte { grid-column: 2; grid-row: 1; margin: 0; max-width: none; }
  .lese .toc { position: sticky; top: 84px; margin-top: 0; max-height: calc(100vh - 108px); overflow-y: auto; padding: 16px 18px 12px; }
  .lese .toc .toc-titel { font-size: 1rem; }
  .lese .toc ol { font-size: .93rem; line-height: 1.4; }
  .lese .toc li { margin-bottom: 8px; }
  .lese .toc a { text-decoration-color: var(--linie); }
  .lese .toc a:hover { text-decoration-color: currentColor; }
  .lese .toc a[aria-current] { font-weight: 700; text-decoration-color: currentColor; text-decoration-thickness: 2px; }
}

.text { max-width: 860px; }
.text h2 { font-size: var(--t-h2); margin: 2.4em 0 .6em; }
.text h3 { font-size: 1.2rem; margin: 1.8em 0 .4em; }
.text p, .text li { max-width: 68ch; }
.text ul { padding-left: 1.2em; }
.text li { margin-bottom: 6px; }
.text strong { font-weight: 700; }

/* Tabellen */
.tabelle { overflow-x: auto; margin: 18px 0 18px; border: 1px solid var(--linie); border-radius: 6px; }
.tabelle table { border-collapse: collapse; width: 100%; min-width: 520px; font-size: .97rem; }
.tabelle th { background: var(--zart); color: var(--nacht); text-align: left; font-weight: 700; padding: 10px 14px; }
.tabelle td { padding: 10px 14px; border-top: 1px solid var(--linie); vertical-align: top; }
.tabelle tr td:first-child { font-weight: 600; }
.text .tabelle { max-width: none; }
/* Score-Stufen: leichter Hintergrund je nach Einstufung */
.stufe-hervorragend { --stufe-farbe: var(--stufe-1); --stufe-bg: var(--stufe-1-bg); }
.stufe-gut { --stufe-farbe: var(--stufe-2); --stufe-bg: var(--stufe-2-bg); }
.stufe-akzeptabel { --stufe-farbe: var(--stufe-3); --stufe-bg: var(--stufe-3-bg); }
.stufe-ausreichend { --stufe-farbe: var(--stufe-4); --stufe-bg: var(--stufe-4-bg); }
.stufe-ungenuegend { --stufe-farbe: var(--stufe-5); --stufe-bg: var(--stufe-5-bg); }
.stufe td { background: var(--stufe-bg); }
.stufe td:first-child { box-shadow: inset 4px 0 0 var(--stufe-farbe); }

/* Schritte als Linie */
ol.linie { list-style: none; counter-reset: halt; padding: 0; margin: 24px 0 24px; position: relative; }
ol.linie > li { counter-increment: halt; position: relative; padding: 4px 0 24px 58px; }
ol.linie > li::before { content: counter(halt); position: absolute; left: 0; top: 0; width: 36px; height: 36px; box-sizing: border-box; border-radius: 50%; background: var(--weiss); border: 2px solid var(--nacht); color: var(--nacht); font: 700 1rem/32px var(--f-kopf); text-align: center; z-index: 1; }
ol.linie > li::after { content: ""; position: absolute; left: 17px; top: 40px; bottom: 4px; width: 2px; background: var(--linie); border-radius: 1px; }
ol.linie > li:last-child { padding-bottom: 4px; }
ol.linie > li > strong:first-child { color: var(--nacht); }
ol.linie > li:last-child::after { display: none; }

/* Buttons */
.btn { display: inline-block; background: var(--nacht); color: var(--weiss); text-decoration: none; font-weight: 700; padding: 13px 22px; border-radius: 8px; border: 2px solid var(--nacht); transition: background .15s ease, transform .15s ease; }
.btn:hover { background: var(--nacht-2); border-color: var(--nacht-2); transform: translateY(-1px); }
.btn-zweit { background: transparent; color: var(--nacht); }
.btn-zweit:hover { background: var(--zart); border-color: var(--nacht); }

/* Datenkopie-Auszug */
.datenkopie { display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(0, 1fr); gap: 22px; align-items: start; margin: 18px 0 28px; max-width: none; }
.dk-blatt { background: var(--weiss); border: 1px solid var(--linie); box-shadow: 4px 4px 0 var(--zart); padding: 16px 18px; transform: rotate(-.6deg); font-size: .93rem; }
.dk-kopf { margin: 0 0 10px; font-weight: 700; color: var(--grau); border-bottom: 2px solid var(--nacht); padding-bottom: 6px; }
.dk-zeile { margin: 0; padding: 6px 4px; border-bottom: 1px dashed var(--linie); }
.dk-an { background: var(--marker); position: relative; padding-left: 34px; }
.dk-an + .dk-an { margin-top: 6px; }
.dk-an::before { content: attr(data-n); position: absolute; left: 6px; top: 50%; transform: translateY(-50%); width: 20px; height: 20px; border-radius: 50%; background: var(--nacht); color: var(--weiss); font: 700 .78rem/20px var(--f-text); text-align: center; }
.dk-notizen { margin: 0; padding: 0; list-style: none; counter-reset: notiz; }
.dk-notizen li { counter-increment: notiz; position: relative; padding: 10px 14px 10px 44px; background: var(--zart); border-radius: 6px; margin-bottom: 10px; font-size: .97rem; }
.dk-notizen li::before { content: counter(notiz); position: absolute; left: 12px; top: 11px; width: 22px; height: 22px; border-radius: 50%; background: var(--nacht); color: var(--weiss); font: 700 .8rem/22px var(--f-text); text-align: center; }

/* Kennzahl */
.kennzahl { display: flex; align-items: center; gap: 22px; background: var(--nacht); color: var(--weiss); border-radius: 6px; padding: 22px 26px; margin: 18px 0 8px; max-width: none; }
.kz-wert { font: 700 clamp(2.6rem, 2rem + 3vw, 4rem)/1 var(--f-kopf); white-space: nowrap; }
.kz-text { font-size: 1.05rem; line-height: 1.45; }

/* Musterbrief */
.brief { border-radius: 0; background: var(--weiss); border: 1px solid var(--linie); border-top: 6px solid var(--nacht); padding: 22px 26px; margin: 16px 0; box-shadow: 6px 6px 0 var(--zart); }
.brief p { margin: 0 0 12px; }
.luecke { background: var(--marker); padding: 0 4px; border-radius: 2px; }

/* FAQ */
.faq-block { background: var(--zart); border-radius: 6px; padding: 8px 24px 18px; margin: 48px 0 0; max-width: none; }
.faq-block h2 { margin-top: 18px; }
.frage { border-top: 1px solid var(--linie); }
.frage summary { list-style: none; cursor: pointer; padding: 15px 40px 15px 0; position: relative; font-weight: 700; color: var(--nacht); font-size: 1.05rem; }
.frage summary::-webkit-details-marker { display: none; }
.frage summary::after { content: ""; position: absolute; right: 6px; top: 50%; width: 12px; height: 12px; border-right: 3px solid var(--nacht); border-bottom: 3px solid var(--nacht); transform: translateY(-70%) rotate(45deg); transition: transform .2s ease; }
.frage[open] summary::after { transform: translateY(-30%) rotate(225deg); }
.antwort { padding: 0 0 14px; }
.antwort p { margin: 0; }

/* Quellen, Autorin */
.quellen { margin-top: 40px; font-size: 1rem; color: var(--tinte); }
.quellen h2 { font-size: 1.15rem; margin: 0 0 8px; }
.quellen ul { padding-left: 1.1em; margin: 0; }
.autorbox { margin-top: 36px; display: flex; gap: 18px; background: var(--nacht); color: var(--auf-nacht); border-radius: 6px; padding: 22px 24px; }
.autor-zeichen { flex: 0 0 64px; }
.autor-foto { width: 64px; height: 64px; border-radius: 6px; display: block; object-fit: cover; border: 2px solid var(--rand-foto); }
.autor-link { margin-top: 8px !important; }
.autorbox a { color: var(--weiss); }
.unabhaengig { margin: 14px 0 0; font-size: .95rem; color: var(--grau); }
.autor-name { font: 700 1.15rem var(--f-kopf); color: var(--weiss); margin: 0 0 4px; }
.autorbox p { margin: 0; font-size: .97rem; }
.autorin-gross { background: var(--zart); border-radius: 6px; padding: 20px 22px; display: flex; gap: 22px; align-items: flex-start; }
.autorin-foto { width: 140px; height: 140px; border-radius: 6px; object-fit: cover; display: block; flex: 0 0 140px; border: 2px solid var(--weiss); }
@media (max-width: 600px) { .autorin-gross { flex-direction: column; } .autorin-foto { width: 120px; height: 120px; } }
.autorin-gross p:first-child { font: 700 1.15rem var(--f-kopf); color: var(--nacht); }

/* Bereichsseite */
.hub h1 { font-size: var(--t-h1); margin: 0 0 12px; }
.hub-liste { list-style: none; padding: 0; margin: 28px 0 0; border-top: 2px solid var(--nacht); }
.hub-liste a { display: grid; grid-template-columns: 110px 1fr; gap: 2px 20px; padding: 18px 4px; border-bottom: 1px solid var(--linie); text-decoration: none; color: var(--tinte); }
.hub-liste a:hover { background: var(--papier); }
.hub-nr { grid-row: span 2; color: var(--grau); font-size: .95rem; padding-top: 3px; }
.hub-t { font: 700 1.25rem var(--f-kopf); color: var(--nacht); }
.hub-d { color: var(--grau); font-size: .98rem; }
.hub-leer { background: var(--papier); border-radius: 6px; padding: 14px 18px; }

/* Startseite */
.hero { background: var(--papier); padding: var(--hero-pad-oben) var(--rand) var(--hero-pad-unten); overflow: hidden; }
.hero-in { max-width: 1140px; margin: 0 auto; display: grid; grid-template-columns: minmax(0, 1.35fr) minmax(0, 1fr); gap: 48px; align-items: center; }
.hero h1 { font-size: var(--t-h1-start); margin: 0 0 22px; line-height: 1.05; letter-spacing: -.02em; }
.hero-dach { margin: 0 0 14px; font-weight: 700; font-size: .95rem; letter-spacing: .06em; text-transform: uppercase; color: var(--grau); }
.hero-vertrauen { margin: 18px 0 0; font-size: .95rem; color: var(--grau); }
.buch-unter { margin: 10px 0 0; color: var(--auf-tinte); font-size: .95rem; letter-spacing: .02em; }
.knoepfe { display: flex; flex-wrap: wrap; gap: 12px; margin: 0; }
.hero-buch { position: relative; display: flex; justify-content: center; }
.buch { position: relative; width: min(320px, 80vw); aspect-ratio: 3 / 4; background: var(--nacht); border-radius: 6px 14px 14px 6px; box-shadow: inset 14px 0 0 var(--schatten-buchruecken), 10px 12px 0 var(--zart); padding: 28px 28px 28px 42px; display: flex; flex-direction: column; justify-content: flex-end; }
.buch-zeichen { position: absolute; top: -14px; right: 34px; }
.buch-zeichen svg { height: 120px; width: auto; display: block; }
@media (prefers-reduced-motion: no-preference) {
  .buch-zeichen { animation: einhaengen .8s cubic-bezier(.2, .8, .2, 1) .2s both; }
}
.buch-titel { font: 700 1.9rem/1.1 var(--f-kopf); color: var(--weiss); margin: 0; }
.hero-reiter-reihe { position: absolute; right: calc(50% - min(160px, 40vw) - 34px); top: 16px; display: flex; flex-direction: column; gap: 5px; }
.hero-reiter { display: block; text-decoration: none; background: var(--zart); color: var(--nacht); border-radius: 0 8px 8px 0; padding: 9px 7px; border: 1px solid var(--linie); border-left: 0; }
.hero-reiter span { writing-mode: vertical-rl; font: 700 .74rem/1 var(--f-text); white-space: nowrap; }
.hero-reiter:hover { background: var(--gelb); border-color: var(--gelb); color: var(--tinte); }
.hero-reiter { transition: transform .15s ease, background .15s ease; }
.hero-reiter:hover { transform: translateX(4px); box-shadow: -5px 0 0 var(--gelb); }

.band { padding: var(--band-pad) var(--rand); }
.band-in { max-width: 1140px; margin: 0 auto; }
.band h2 { font-size: clamp(1.6rem, 1.2rem + 1.6vw, 2.3rem); margin: 0 0 28px; max-width: 24ch; }
.band-weiss { background: var(--weiss); }
.band-papier { background: var(--papier); }
.band-nacht { background: var(--nacht); color: var(--auf-nacht); }
.band-nacht h2 { color: var(--weiss); }
.band-nacht a { color: var(--weiss); }
.band-hilfe { background: var(--zart); }

.fragen-raster { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0 48px; }
.frage-kurz { border-top: 3px solid var(--nacht); padding: 18px 0 30px; }
.frage-kurz h3 { font-size: 1.3rem; margin: 0 0 8px; }
.frage-kurz p { margin: 0 0 10px; max-width: 46ch; }
.frage-kurz a { font-weight: 700; }

.register-raster { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 22px; padding-top: 18px; }
.regblatt { position: relative; background: var(--weiss); border: 1px solid var(--linie); border-radius: 0 6px 6px 6px; padding: 26px 22px 20px; }
.regblatt-reiter { position: absolute; top: -34px; left: -1px; background: var(--zart); border: 1px solid var(--linie); border-bottom: 0; border-radius: 8px 8px 0 0; padding: 7px 14px; font-weight: 700; font-size: .92rem; text-decoration: none; color: var(--nacht); }
.reg-leer { background: transparent; border-style: dashed; }
.reg-leer .regblatt-reiter { color: var(--grau); background: var(--papier); border-style: dashed; }
.regblatt p { margin: 0 0 12px; color: var(--grau); }
.regblatt ul { list-style: none; margin: 0; padding: 0; }
.regblatt li { border-top: 1px solid var(--linie); }
.regblatt li a { display: block; padding: 10px 0; font-weight: 600; text-decoration: none; }
.regblatt li a:hover { text-decoration: underline; }
.bald { font-style: italic; }

.arbeit { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 12px 56px; }
.band h2.gross { font: 700 clamp(1.6rem, 1.1rem + 2vw, 2.4rem)/1.2 var(--f-kopf); color: var(--weiss); margin: 0; max-width: 18ch; }
.arbeit-text p { margin: 0 0 14px; }

.hilfe { display: grid; grid-template-columns: minmax(0, 1.2fr) auto; gap: 8px 40px; align-items: center; }
.hilfe h2 { grid-column: 1 / -1; margin-bottom: 4px; }
.hilfe p { margin: 0; max-width: 60ch; }

/* Fuß */

/* Breiten */
@media (max-width: 1180px) {
  .register-blatt { display: none; }
  .register-oben { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 6px; padding: 10px var(--rand) 0; max-width: 1060px; margin: 0 auto; }
  .register-oben .reiter { border: 1px solid var(--linie); border-bottom: 0; border-radius: 8px 8px 0 0; padding: 8px 6px; text-align: center; display: flex; align-items: center; justify-content: center; }
  .register-oben .reiter span { writing-mode: horizontal-tb; font-size: .86rem; white-space: normal; line-height: 1.2; }
  .register-oben .reiter:hover { transform: translateY(-2px); box-shadow: 0 3px 0 var(--weiss); }
  .register-oben .reiter.an { padding: 10px 6px; }
  .start .register-oben { display: none; }
  .blatt-rahmen { padding-top: 0; }
  .blatt { border-radius: 0 0 6px 6px; }
  .lesezeichen { top: -1px; }
}
@media (max-width: 860px) {
  .hauptnav { display: none; }
  .menue-knopf { display: inline-flex; align-items: center; gap: 10px; margin-left: auto; background: var(--weiss); color: var(--nacht); border: 2px solid var(--nacht); border-radius: 8px; padding: 8px 14px; font: 700 1rem var(--f-text); cursor: pointer; }
  .menue-icon { display: inline-flex; flex-direction: column; gap: 4px; width: 18px; }
  .menue-icon i { display: block; height: 2px; background: currentColor; border-radius: 2px; transition: transform .2s ease, opacity .2s ease; }
  .menue-knopf[aria-expanded="true"] { background: var(--nacht); color: var(--weiss); }
  .menue-knopf[aria-expanded="true"] .menue-icon i:nth-child(1) { transform: translateY(6px) rotate(45deg); }
  .menue-knopf[aria-expanded="true"] .menue-icon i:nth-child(2) { opacity: 0; }
  .menue-knopf[aria-expanded="true"] .menue-icon i:nth-child(3) { transform: translateY(-6px) rotate(-45deg); }
  .mobilmenue:not([hidden]) { display: block; position: absolute; left: 0; right: 0; top: 100%; background: var(--weiss); border-top: 1px solid var(--linie); border-bottom: 6px solid var(--gelb); box-shadow: 0 12px 24px rgba(14, 26, 43, .18); max-height: calc(100vh - 64px); overflow-y: auto; padding: 8px var(--rand) 20px; }
  .mobil-bereich { padding: 14px 0 10px; border-bottom: 1px solid var(--linie); }
  .mobil-titel { display: flex; align-items: center; gap: 10px; font: 700 1.15rem var(--f-kopf); color: var(--nacht); text-decoration: none; padding: 4px 0 8px; }
  .mobil-nr { display: inline-grid; place-items: center; width: 26px; height: 26px; border-radius: 6px; background: var(--zart); font: 700 .85rem var(--f-text); }
  .ist-aktiv .mobil-nr { background: var(--gelb); color: var(--tinte); }
  .mobilmenue ul { list-style: none; margin: 0; padding: 0 0 0 36px; }
  .mobilmenue li a { display: block; padding: 8px 0; color: var(--tinte); text-decoration: none; font-weight: 500; }
  .mobil-extra { padding: 12px 0 0 !important; display: flex; flex-wrap: wrap; gap: 0 24px; }
  .mobil-extra li a { font-weight: 700; color: var(--nacht); }
  .mobilmenue a:hover { text-decoration: underline; text-underline-offset: 3px; }
  .hauptnav { display: none; }
  .datenkopie, .arbeit, .hilfe { grid-template-columns: 1fr; }
  .toc, .toc-spalte { display: none; }
  .hero-in { grid-template-columns: 1fr; gap: 40px; }
  .hero-buch { display: none; }
  .start .register-oben { display: grid; }
  .start .hero { padding-bottom: 72px; }
  .fragen-raster { grid-template-columns: 1fr; }
  .register-raster { grid-template-columns: 1fr; gap: 52px; padding-top: 34px; }
  .kennzahl { flex-direction: column; align-items: flex-start; gap: 8px; }
  .hub-liste a { grid-template-columns: 1fr; }
  .hub-nr { grid-row: auto; }
}
@media (max-width: 480px) {
  .artikel-kopf h1 { padding-right: 0; }
  :root { --zeichen-hoehe: 64px; }
  .register-oben .reiter span { font-size: .76rem; }
  .blatt { padding-top: 72px; }
  .btn { width: 100%; text-align: center; }
}
@media (max-width: 600px) {
  .tabelle { border: 0; }
  .tabelle table { min-width: 0; }
  .tabelle thead { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); }
  .tabelle tr { display: block; border: 1px solid var(--linie); border-radius: 6px; margin-bottom: 10px; padding: 6px 0; }
  .tabelle td { display: grid; grid-template-columns: minmax(0, 8.5em) minmax(0, 1fr); gap: 10px; border: 0; padding: 5px 14px; min-width: 0; overflow-wrap: anywhere; }
  .tabelle.zwei td { display: block; padding: 4px 14px; }
  .tabelle.zwei td::before { display: none; }
  .tabelle.zwei tr td:first-child { padding-top: 9px; padding-bottom: 9px; }
  .tabelle td::before { content: attr(data-label); font-weight: 600; color: var(--grau); }
  .tabelle td[data-label=""] { grid-template-columns: 1fr; }
  .tabelle td[data-label=""]::before { display: none; }
  .tabelle tr td:first-child { background: var(--zart); margin: -6px 0 4px; padding-top: 9px; padding-bottom: 9px; border-radius: 6px 6px 0 0; }
  .tabelle tr.stufe { overflow: hidden; background: var(--stufe-bg); border-left: 4px solid var(--stufe-farbe); }
  .tabelle tr.stufe td:first-child { background: var(--stufe-bg); box-shadow: none; border-radius: 0; margin: -6px 0 0; }
}
@media print {
  .kopf, .register, .fuss, .lesezeichen { display: none; }
  .blatt { border: 0; padding: 0; }
}

/* Fuß */
.fuss { position: relative; background: var(--nacht); color: var(--auf-nacht); padding: 56px var(--rand) 28px; border-top: 6px solid var(--gelb); }
.fuss a { color: var(--weiss); text-decoration-color: rgba(255, 255, 255, .35); }
.fuss a:hover { text-decoration-color: var(--weiss); }
.fuss :focus-visible { outline-color: var(--gelb); }
.fuss-in { max-width: 1140px; margin: 0 auto; }
.fuss-kopf { display: flex; flex-wrap: wrap; align-items: center; gap: 10px 28px; padding-bottom: 32px; border-bottom: 1px solid rgba(255, 255, 255, .14); }
.fuss-marke svg { height: 34px; width: auto; display: block; }
.fuss-claim { margin: 0; font: 500 1.15rem/1.3 var(--f-kopf); color: var(--auf-nacht); }
.fuss-raster { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 32px 40px; padding: 36px 0 40px; }
.fuss-titel { margin: 0 0 12px; font: 700 1rem var(--f-kopf); letter-spacing: .01em; }
.fuss-titel a { text-decoration: none; }
.fuss-titel a:hover { text-decoration: underline; }
.fuss-spalte ol, .fuss-spalte ul { list-style: none; margin: 0; padding: 0; font-size: .95rem; }
.fuss-spalte li { margin: 0 0 9px; }
.fuss-spalte li a { text-decoration: none; display: inline-flex; gap: 10px; }
.fuss-spalte li a:hover { text-decoration: underline; text-underline-offset: 3px; }
.fuss-nr { color: var(--auf-tinte); min-width: 1.9em; font-variant-numeric: tabular-nums; }
.fuss-hilfe { margin: 18px 0 0; padding-top: 14px; border-top: 1px solid rgba(255, 255, 255, .14); font-size: .95rem; display: flex; flex-direction: column; gap: 4px; }
.fuss-hilfe span { color: var(--auf-tinte); font-size: .88rem; }
.fuss-unten { display: flex; flex-wrap: wrap; justify-content: space-between; align-items: baseline; gap: 12px 40px; padding-top: 22px; border-top: 1px solid rgba(255, 255, 255, .14); font-size: .88rem; color: var(--auf-tinte); }
.fuss-hinweis { margin: 0; max-width: 78ch; }
.fuss-recht { margin: 0; display: flex; flex-wrap: wrap; gap: 6px 22px; }
.fuss-recht a { color: var(--auf-nacht); }
@media (max-width: 980px) { .fuss-raster { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 560px) { .fuss-raster { grid-template-columns: 1fr; gap: 28px; } .fuss { padding-top: 44px; } }

/* Kontaktformular */
.formular-rahmen { max-width: 680px; margin: 8px 0 12px; }
.formular { background: var(--papier); border: 1px solid var(--linie); border-top: 4px solid var(--nacht); border-radius: 0 0 6px 6px; padding: 24px 26px 20px; }
.feld-reihe { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 0 18px; }
.field { margin: 0 0 16px; }
.field label { display: block; font-weight: 600; color: var(--tinte); margin: 0 0 6px; }
.field .optional { font-weight: 400; color: var(--grau); }
.field input:not([type="checkbox"]), .field select, .field textarea { width: 100%; font: 400 1rem/1.5 var(--f-text); color: var(--tinte); background: var(--weiss); border: 1px solid #A9B4C4; border-radius: 6px; padding: 10px 12px; }
.field textarea { resize: vertical; min-height: 150px; }
.field input:focus, .field select:focus, .field textarea:focus { outline: 3px solid var(--nacht); outline-offset: 1px; border-color: var(--nacht); }
.field-check label { display: flex; gap: 10px; align-items: flex-start; font-weight: 400; font-size: .95rem; }
.field-check input { width: 20px; height: 20px; margin: 2px 0 0; flex: 0 0 auto; accent-color: var(--nacht); }
.field-error { display: none; margin: 6px 0 0; color: var(--schlecht); font-size: .92rem; font-weight: 600; }
.field.has-error .field-error { display: block; }
.field.has-error input:not([type="checkbox"]), .field.has-error select, .field.has-error textarea { border-color: var(--schlecht); }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.formular .btn { cursor: pointer; font: 700 1rem var(--f-text); }
.formular .btn:disabled { opacity: .6; cursor: default; transform: none; }
.form-status { margin: 12px 0 0; }
.form-status.is-error { color: var(--schlecht); font-weight: 600; }
#form-wrap.is-sent .formular { display: none; }
.form-success { background: var(--zart); border-top: 4px solid var(--nacht); border-radius: 0 0 6px 6px; padding: 22px 26px; }
.form-success-titel { font: 700 1.25rem var(--f-kopf); color: var(--nacht); margin: 0 0 6px; }
.form-success p:last-child { margin-bottom: 0; }
@media (max-width: 600px) { .feld-reihe { grid-template-columns: 1fr; } .formular { padding: 18px 16px 16px; } }

/* Startseite: Inhaltsverzeichnis */
.verzeichnis { list-style: none; margin: 0; padding: 0; border-top: 3px solid var(--nacht); }
.teil { display: grid; grid-template-columns: minmax(0, 300px) minmax(0, 1fr); gap: 12px 48px; padding: 26px 0; border-bottom: 1px solid var(--linie); }
.teil-kopf { display: flex; flex-direction: column; gap: 2px; text-decoration: none; }
.teil-nr { color: var(--grau); font-size: .95rem; }
.teil-name { font: 700 1.6rem/1.15 var(--f-kopf); color: var(--nacht); }
a.teil-kopf:hover .teil-name { text-decoration: underline; text-decoration-thickness: 2px; text-underline-offset: 4px; }
.teil-intro { margin: 0 0 10px; color: var(--grau); max-width: 60ch; }
.kap { list-style: none; margin: 0; padding: 0; }
.kap a { display: flex; gap: 16px; padding: 9px 0; border-top: 1px solid var(--linie); text-decoration: none; font-weight: 600; }
.kap li:first-child a { border-top: 0; }
.kap a:hover .kap-t { text-decoration: underline; }
.kap-nr { color: var(--grau); font-weight: 400; min-width: 2.2em; }
.teil-leer .teil-name { color: var(--grau); }
@media (max-width: 860px) {
  .teil { grid-template-columns: 1fr; gap: 10px; }
}

/* Selbsttest (Quiz und Check) */
.quiz { background: var(--weiss); border: 1px solid var(--linie); border-top: 4px solid var(--nacht); border-radius: 0 0 6px 6px; padding: 20px 24px 18px; margin: 18px 0 8px; max-width: 760px; box-shadow: 6px 6px 0 var(--zart); }
.quiz-titel { font: 700 1.25rem var(--f-kopf); color: var(--nacht); margin: 0 0 4px; }
.quiz-intro { margin: 0 0 14px; color: var(--grau); }
.q { border-top: 1px solid var(--linie); padding: 14px 0 12px; }
.q-frage { margin: 0 0 10px; font-weight: 600; display: flex; gap: 12px; align-items: baseline; }
.q-nr { flex: 0 0 24px; height: 24px; border-radius: 50%; background: var(--nacht); color: var(--weiss); font: 700 .8rem/24px var(--f-text); text-align: center; }
.q-wahl { display: flex; flex-wrap: wrap; gap: 8px; padding-left: 36px; }
.q-wahl button { font: 600 .97rem var(--f-text); color: var(--nacht); background: var(--weiss); border: 2px solid var(--nacht); border-radius: 8px; padding: 7px 16px; cursor: pointer; }
.q-wahl button:hover:not(:disabled) { background: var(--zart); }
.q-wahl button:disabled { cursor: default; opacity: .55; }
.q-wahl button.ist-gewaehlt { background: var(--nacht); color: var(--weiss); opacity: 1; }
.q-wahl button.ist-richtig { background: var(--gut-hell); border-color: var(--gut); color: var(--gut); opacity: 1; }
.q-wahl button.ist-falsch { background: var(--schlecht-hell); border-color: var(--schlecht); color: var(--schlecht); opacity: 1; }
.q-wahl button.ist-loesung { background: var(--gut-zart); border-color: var(--gut); border-style: dashed; color: var(--gut); opacity: 1; }
.q-ok .q-nr { background: var(--gut-hell); color: var(--gut); }
.q-nein .q-nr { background: var(--schlecht-hell); color: var(--schlecht); }
.q-ok .q-erkl { background: var(--gut-zart); }
.q-nein .q-erkl { background: var(--schlecht-zart); }
.q-ok .q-urteil { color: var(--gut); }
.q-nein .q-urteil { color: var(--schlecht); }
.vh { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.q-erkl { margin: 10px 0 0 36px; padding: 10px 14px; background: var(--zart); border-radius: 6px; font-size: .97rem; }
.q-erkl.q-stopp { background: var(--papier); border: 1px solid var(--linie); }
.quiz-ergebnis { margin: 14px 0 0; padding: 12px 14px; background: var(--nacht); color: var(--weiss); border-radius: 6px; font-weight: 600; }
.quiz-neu { margin-top: 14px; font: 600 .95rem var(--f-text); color: var(--nacht); background: none; border: 0; padding: 0; text-decoration: underline; text-underline-offset: 3px; cursor: pointer; }
@media (max-width: 480px) { .quiz { padding: 16px 16px 14px; } .q-wahl, .q-erkl { padding-left: 0; margin-left: 0; } }

/* Kontofinder (Konto ohne Schufa): filterbare Konten-Liste */
.kontofinder { margin: 22px 0 28px; }
.kf-form fieldset { border: 0; padding: 0; margin: 0; min-width: 0; }
.kf-typen { margin-bottom: 14px !important; }
.kf-typen legend { font: 700 1.05rem/1.3 var(--f-kopf); color: var(--nacht); margin-bottom: 10px; padding: 0; }
.kf-tabs { display: grid; grid-template-columns: repeat(5, minmax(0, 1fr)); gap: 8px; }
.kf-tab { position: relative; display: flex; }
.kf-tab input { position: absolute; opacity: 0; width: 1px; height: 1px; }
.kf-tab span { flex: 1; min-width: 0; display: flex; flex-direction: column; gap: 3px; padding: 9px 10px; hyphens: manual; border: 1.5px solid var(--linie); border-radius: 8px; background: var(--weiss); cursor: pointer; transition: border-color .15s ease, background .15s ease; }
.kf-tab strong { font-size: .9rem; line-height: 1.2; color: var(--nacht); font-weight: 700; }
.kf-tab em { font-style: normal; font-weight: 600; font-size: .75rem; color: var(--grau); margin-top: auto; padding-top: 2px; }
.kf-tab small { font-size: .76rem; line-height: 1.3; color: var(--grau); }
.kf-tab span:hover { border-color: var(--nacht); }
.kf-tab input:checked + span { background: var(--nacht); border-color: var(--nacht); }
.kf-tab input:checked + span strong, .kf-tab input:checked + span em, .kf-tab input:checked + span small { color: var(--weiss); }
.kf-tab input:checked + span small, .kf-tab input:checked + span em { color: var(--auf-nacht); }
.kf-tab input:focus-visible + span { outline: 3px solid var(--nacht); outline-offset: 2px; }
@media (max-width: 760px) { .kf-tabs { grid-template-columns: repeat(2, minmax(0, 1fr)); } .kf-tab:first-child { grid-column: 1 / -1; } }
.kf-chip[hidden] { display: none; }
.kf-filter { background: var(--papier); border: 1px solid var(--linie); border-radius: 6px; padding: 14px 16px 10px; }
.kf-filter fieldset { border: 0; padding: 0; margin: 0 0 12px; min-width: 0; }
.kf-filter legend { font-weight: 700; color: var(--nacht); font-size: .9rem; margin-bottom: 6px; padding: 0; }
.kf-chips, .kf-haken-reihe { display: flex; flex-wrap: wrap; gap: 6px; }
.kf-chip input, .kf-haken input { position: absolute; opacity: 0; width: 1px; height: 1px; }
.kf-chip span { display: inline-block; padding: 5px 11px; border: 1px solid var(--linie); border-radius: 8px; background: var(--weiss); color: var(--nacht); font-weight: 600; font-size: .9rem; cursor: pointer; }
.kf-chip small { font-weight: 400; color: var(--grau); font-size: .85em; margin-left: 2px; }
.kf-chip input:checked + span { background: var(--nacht); border-color: var(--nacht); color: var(--weiss); }
.kf-chip input:checked + span small { color: var(--auf-nacht); }
.kf-haken span { display: inline-flex; align-items: center; gap: 7px; padding: 4px 10px 4px 7px; border: 1px solid var(--linie); border-radius: 8px; background: var(--weiss); font-size: .9rem; cursor: pointer; }
.kf-haken span::before { content: ""; width: 14px; height: 14px; box-sizing: border-box; border: 2px solid var(--nacht); border-radius: 3px; background: var(--weiss); }
.kf-haken input:checked + span { border-color: var(--nacht); }
.kf-haken input:checked + span::before { background: var(--nacht); box-shadow: inset 0 0 0 2px var(--weiss); }
.kf-chip input:focus-visible + span, .kf-haken input:focus-visible + span { outline: 3px solid var(--nacht); outline-offset: 2px; }
.kf-weitere > summary { cursor: pointer; font-weight: 700; color: var(--nacht); font-size: .9rem; margin-bottom: 8px; }
@media (min-width: 761px) { .kf-weitere > summary { display: none; } }
.kf-leiste { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 8px; border-top: 1px solid var(--linie); padding-top: 10px; }
.kf-sort { display: flex; align-items: center; gap: 10px; }
.kf-sort-label { font-weight: 700; color: var(--nacht); font-size: .9rem; }
.kf-dd { position: relative; }
.kf-dd-knopf { display: inline-flex; align-items: center; gap: 10px; font: inherit; font-size: .9rem; font-weight: 600; color: var(--nacht); background: var(--weiss); border: 1px solid var(--linie); border-radius: 8px; padding: 6px 12px; cursor: pointer; transition: border-color .15s ease; }
.kf-dd-knopf::after { content: ""; width: 7px; height: 7px; border-right: 2px solid var(--nacht); border-bottom: 2px solid var(--nacht); transform: translateY(-2px) rotate(45deg); transition: transform .15s ease; }
.kf-dd-knopf:hover, .kf-dd-knopf[aria-expanded="true"] { border-color: var(--nacht); }
.kf-dd-knopf[aria-expanded="true"]::after { transform: translateY(2px) rotate(225deg); }
.kf-dd-knopf:focus { outline: none; }
.kf-dd-knopf:focus-visible { outline: 3px solid var(--nacht); outline-offset: 2px; }
.text .kf-dd-liste { position: absolute; z-index: 5; top: calc(100% + 6px); left: 0; min-width: 100%; list-style: none; margin: 0; padding: 4px; background: var(--weiss); border: 1px solid var(--linie); border-radius: 8px; box-shadow: 4px 4px 0 var(--zart); }
.kf-dd-liste:focus { outline: none; }
.text .kf-dd-liste li { margin: 0; max-width: none; display: flex; align-items: center; gap: 8px; padding: 7px 12px 7px 28px; border-radius: 6px; font-size: .9rem; color: var(--tinte); cursor: pointer; white-space: nowrap; position: relative; }
.kf-dd-liste li.ist-aktiv { background: var(--zart); }
.kf-dd-liste li[aria-selected="true"] { color: var(--nacht); font-weight: 700; }
.kf-dd-liste li[aria-selected="true"]::before { content: ""; position: absolute; left: 11px; top: 50%; width: 5px; height: 9px; border-right: 2px solid var(--nacht); border-bottom: 2px solid var(--nacht); transform: translateY(-60%) rotate(45deg); }
.kf-reset { font: inherit; font-size: .9rem; background: none; border: 0; color: var(--nacht); text-decoration: underline; cursor: pointer; padding: 2px 0; }
.kf-werbung { font-size: .82rem; line-height: 1.5; color: var(--grau); background: var(--papier); border: 1px solid var(--linie); border-radius: 6px; padding: 9px 12px; margin: 14px 0 0; max-width: none !important; }
.kf-werbung strong { color: var(--tinte); }
.kf-anzahl { font-weight: 700; color: var(--nacht); margin: 16px 0 8px; font-size: .95rem; }
.text .kf-liste { list-style: none; padding: 0; margin: 0; display: grid; gap: 12px; }
.text .kf-liste > li { max-width: none; margin: 0; }
.kf-konto { display: grid; grid-template-columns: minmax(0, 1.55fr) minmax(0, 1fr) minmax(0, 1.25fr) minmax(0, 8.5rem); grid-template-areas: "kopf schufa tags preis" "hinweis hinweis hinweis preis" "mehr mehr mehr mehr"; gap: 4px 16px; align-items: center; padding: 16px 18px 12px; background: var(--weiss); border: 1px solid var(--linie); border-radius: 8px; box-shadow: 3px 3px 0 var(--zart); font-size: .93rem; transition: border-color .15s ease; }
.kf-konto:hover { border-color: var(--grau); }
.kf-konto[hidden] { display: none; }
.kf-konto p { margin: 0; }
.kf-kopf { grid-area: kopf; display: flex; align-items: center; gap: 10px; min-width: 0; }
.kf-logo { flex: none; display: flex; align-items: center; height: 32px; }
.kf-logo img { height: 28px; max-width: 72px; width: auto; object-fit: contain; }
.kf-logo-leer { justify-content: center; width: 32px; border: 1.5px solid var(--nacht); border-radius: 6px; box-sizing: border-box; color: var(--nacht); font: 700 .72rem/1 var(--f-kopf); letter-spacing: .02em; background: var(--weiss); }
.kf-name { font-size: 1.05rem; line-height: 1.25; color: var(--tinte); }
.kf-name strong { color: var(--nacht); font-family: var(--f-kopf); }
.kf-kat { font-size: .75rem; font-weight: 600; color: var(--grau); text-transform: uppercase; letter-spacing: .04em; margin-top: 2px !important; }
.kf-schufa { grid-area: schufa; display: flex; flex-direction: column; min-width: 0; }
.kf-label { font-size: .75rem; color: var(--grau); }
.kf-wert { font-weight: 600; color: var(--tinte); line-height: 1.3; }
.text .kf-tags { grid-area: tags; list-style: none; padding: 0; margin: 0; display: flex; flex-wrap: wrap; gap: 4px; }
.text .kf-tags li { margin: 0; }
.kf-tag { font-size: .78rem; line-height: 1.2; padding: 3px 7px; border-radius: 6px; background: var(--weiss); color: var(--grau); border: 1px solid var(--linie); white-space: nowrap; }
.kf-tag-plus { background: var(--zart); color: var(--nacht); border-color: var(--zart); font-weight: 600; }
.kf-tag-minus { background: var(--weiss); color: var(--schlecht); border-color: var(--schlecht-hell); font-weight: 600; }
.kf-preisbox { grid-area: preis; display: flex; flex-direction: column; align-items: stretch; gap: 6px; text-align: center; align-self: center; }
.kf-preis { color: var(--grau); font-size: .82rem; }
.kf-betrag { display: block; font-family: var(--f-kopf); font-weight: 700; font-size: 1.3rem; line-height: 1.1; color: var(--nacht); }
.kf-knopf { display: block; background: var(--nacht); color: var(--weiss); text-decoration: none; font-weight: 700; font-size: .88rem; padding: 8px 10px; border-radius: 8px; transition: background .15s ease; white-space: nowrap; }
.kf-knopf:hover { background: var(--nacht-2); color: var(--weiss); }
.kf-knopf:focus-visible { outline: 3px solid var(--nacht); outline-offset: 2px; }
.kf-text { grid-area: hinweis; padding-left: 42px; max-width: 34rem; margin-top: 8px; padding-top: 10px; border-top: 1px solid var(--linie); }
.kf-beschreibung { font-size: .9rem; line-height: 1.45; color: var(--tinte); }
.kf-hinweis { font-size: .8rem; color: var(--grau); margin-top: 2px !important; }
.kf-pc { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 8px; margin-top: 10px; }
.text .kf-pc ul { list-style: none; padding: 8px 10px 5px; margin: 0; border-radius: 6px; }
.text .kf-pc .kf-plus { background: var(--gut-zart); }
.text .kf-pc .kf-minus { background: var(--schlecht-zart); }
.text .kf-pc li { position: relative; margin: 0 0 3px; padding-left: 20px; font-size: .85rem; line-height: 1.4; max-width: none; }
.kf-pc li::before { position: absolute; left: 0; top: .1em; width: 14px; height: 14px; border-radius: 50%; font: 700 .7rem/14px var(--f-text); text-align: center; }
.kf-plus li { color: var(--tinte); }
.kf-plus li::before { content: "+"; background: var(--weiss); color: var(--gut); }
.kf-minus li { color: var(--tinte); }
.kf-minus li::before { content: "–"; background: var(--weiss); color: var(--schlecht); }
.kf-mehr { grid-area: mehr; font-size: .88rem; }
.kf-mehr summary { cursor: pointer; color: var(--nacht); font-weight: 600; font-size: .85rem; margin-left: 42px; width: max-content; margin-top: 4px; border-radius: 4px; }
.kf-mehr summary:focus { outline: none; }
.kf-mehr summary:focus-visible { outline: none; text-decoration: underline; text-decoration-thickness: 2px; text-underline-offset: 3px; }
.kf-bed { font-size: .75rem; color: var(--gut); font-weight: 600; margin-top: -2px !important; }
.kf-mehr[open] summary { margin-bottom: 8px; }
.kf-gruppen { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px 24px; background: var(--papier); border-radius: 6px; padding: 14px 16px; margin: 0 0 10px; }
.kf-gruppe { min-width: 0; }
.kf-gruppe-titel { font-size: .72rem; font-weight: 700; letter-spacing: .05em; text-transform: uppercase; color: var(--nacht); margin: 0 0 6px !important; padding-bottom: 4px; border-bottom: 1px solid var(--linie); }
.kf-gruppe dl { margin: 0; }
.kf-gruppe dl div { display: grid; grid-template-columns: minmax(0, 8.5rem) minmax(0, 1fr); gap: 10px; padding: 3px 0; }
.kf-gruppe dl .kf-ohne-label { display: block; }
.kf-gruppe dt { font-size: .8rem; color: var(--grau); line-height: 1.4; }
.kf-gruppe dd { margin: 0; font-size: .86rem; line-height: 1.4; overflow-wrap: anywhere; }
.kf-beleg { font-size: .8rem; color: var(--grau); margin: 0 0 4px !important; }
.text .kf-quellen { list-style: none; padding: 0; margin: 0; display: flex; flex-wrap: wrap; gap: 2px 14px; font-size: .8rem; }
.text .kf-quellen li { margin: 0; }
.kf-leer { background: var(--zart); border-radius: 6px; padding: 12px 14px; }
.kf-stand { font-size: .82rem; color: var(--grau); margin-top: 12px; }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
@media (max-width: 760px) {
  .kf-konto { grid-template-columns: minmax(0, 1fr) auto; grid-template-areas: "kopf preis" "schufa preis" "tags tags" "hinweis hinweis" "mehr mehr"; gap: 6px 12px; align-items: start; }
  .kf-schufa { flex-direction: row; gap: 6px; flex-wrap: wrap; padding-left: 42px; }
  .kf-label::after { content: ":"; }
  .text .kf-tags { padding-left: 42px; }
  .kf-preisbox { width: 7.5rem; }
  .kf-gruppen { grid-template-columns: 1fr; }
}
@media (max-width: 420px) {
  .kf-pc { grid-template-columns: 1fr; }
  .kf-schufa, .text .kf-tags, .kf-text { padding-left: 0; }
  .kf-mehr summary { margin-left: 0; }
  .kf-gruppe dl div { grid-template-columns: 1fr; gap: 0; }
  .kf-leiste { flex-direction: column; align-items: flex-start; }
}

/* Ruhige Seitenwechsel: weiches Überblenden, Kopfzeile bleibt stehen, Lesezeichen fällt nur beim ersten Seitenaufruf ein */
@media (prefers-reduced-motion: no-preference) {
  @view-transition { navigation: auto; }
  ::view-transition-old(root), ::view-transition-new(root) { animation-duration: .18s; }
  .kopf { view-transition-name: kopf; }
}
.ruhig .lesezeichen, .ruhig .buch-zeichen { animation: none; }

/* Barrierefreiheit: Sprunglinks im Kontofinder, leere Tabellen-Ecke, Quiz-Fokus */
.kf-sprung { position: absolute; left: -9999px; }
.kf-sprung:focus { position: static; display: inline-block; margin: 8px 0; padding: 8px 12px; background: var(--weiss); border: 2px solid var(--nacht); border-radius: 8px; font-weight: 700; color: var(--nacht); }
#kf-treffer:focus, #kf-ende:focus, .q-erkl:focus, .quiz-ergebnis:focus { outline: none; }
.tabelle thead td.ecke { background: var(--zart); border-top: 0; padding: 0; }